Segregated funds

Segregated fund contracts, like mutual funds, are market-based investments, but because they are insurance contracts, they also have additional benefits, including efficient estate settlement.
There are a number of segregated fund contracts that combine capital protection with growth potential.
Your savings will be protected. When your contract matures or when you die, your savings will be guaranteed to return a minimum of 75% up to 100% of the money you put in (less withdrawals).
Some segregated fund contracts also offer guaranteed lifetime income.